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According to the NFIP, residential and commercial building located in the 100-year flood zone with mortgages and/or loans from federally-regulated or insured lenders are required to carry flood insurance. Flood insurance rates are determined by FEMA and your insurance agent.

Any type of work in the designated 100-year flood zone will require a Floodplain development permit prior to starting work.

To apply for a floodplain development permit, fill out the online form and email it to Brad Phelps at bphelps@indepmo.org or (816) 325-7614.

Floodplain Permit